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Frequently Asked Questions

Can I buy UK property if I don't live in the UK?+

Yes. There are no restrictions on overseas buyers owning UK residential property and no requirement to be resident. You will need identification and proof of funds for anti-money-laundering checks, and non-UK residents pay a 2% stamp duty surcharge. We handle the process remotely for clients in over 70 countries.

How does Silkwood Group get paid?+

We are paid by the developer when a sale completes, the same way most UK new-build agencies work. You pay us nothing directly, and the price you pay is the developer's list price.

What does the buying process look like?+

Seven steps: an initial conversation, an opportunity review, reservation (typically £2,000 to £5,000), solicitor instruction, contract review, exchange (usually within 28 days of reservation) and completion. From completion, our lettings partners can take over tenanting and management.

Can I get a mortgage as an overseas buyer or UK expat?+

Usually, yes. Specialist lenders offer buy-to-let mortgages to UK expats and foreign nationals, typically at 60 to 75% loan-to-value. The right lender depends on your residency, income currency and portfolio plans. Our mortgage partners deal with these cases daily.

What costs should I budget for beyond the purchase price?+

Stamp duty (use our calculator for an exact figure, including the 5% additional-property and 2% non-resident surcharges), legal fees of roughly £1,500 to £2,500, and for apartments an annual service charge. Some developments include incentives such as stamp duty contributions; ask us what currently applies.

What is specialist supported housing?+

Purpose-built or specially adapted accommodation where housing and support are provided together for adults who need it, with demand led by local authorities. Investors own the property while a regulated housing provider operates it under a long-term FRI management agreement. Income is government facilitated through the housing benefit framework.

Why aren't supported housing opportunities shown on the website?+

Distribution in this sector is controlled by the developer to protect residents, operators and pricing integrity. Opportunities are shared privately by email with registered investors. Registration takes under a minute and carries no obligation.

Do you sell properties in Dubai or resale properties?+

No. We focus on UK new-build residential and specialist supported housing, sourced directly from developers. That focus is deliberate: it is the market we know deeply and where our developer relationships give clients an edge.

How is my rental income paid if I live abroad?+

Your lettings manager collects rent and remits it to your nominated account, with a monthly statement. Many overseas landlords use a UK bank account, but international payment arrangements are routine. The Non-Resident Landlord Scheme governs UK tax treatment; our tax partners will set this up correctly.

What happens after I complete?+

We don't disappear. Furnishing, snagging, tenanting and management are coordinated through our partners, and you'll continue to receive market updates and first sight of new releases. Many of our clients are repeat buyers, which is exactly how we like it.

Didn't find your answer? Schedule a call or send us a message, we reply the same day.